Helppayment claiming explained

Payment claiming, explained

Plain-language guides to progress claims and payment claiming in Australia and New Zealand: what the words mean, and what the deadlines actually are.

  • 8 guides
  • Reviewed 27 Aug 2026
  • General information, not legal advice

Payment claiming has its own vocabulary, and most of it comes from legislation rather than from the way anyone talks on site. You do a progress claim at the end of the month. The Act calls that serving a payment claim for a reference date.

Security of Payment legislation gives you a fast, statutory route to getting paid, but it is a route with doors that close. A claim served a day outside its window may not be a payment claim under the Act at all. A head contractor who misses the schedule deadline becomes liable for the full amount you claimed. Those consequences attach to the statutory terms, which is why the platform uses them and explains them here.

You do not need to learn any of this to use the product. It is here for the moment you want to know why the platform is asking.

On sitea progress claim
In the Acta payment claim
On sitethe builder's certificate
In the Acta payment schedule
On siteholdback
In the Actretention
Both are the same act. Only one of them is what your contract and your rights are written in. These guides explain the second language in the first one.

Two sets, one site

Which one has your answer?

A question about the law or the process

Answered in these guides.

What a payment claim has to say, how long they have to respond, when retention comes back.

"how long do they have to respond?""when do I get retention back?"

A question about this product

Answered in the docs.

Where to record a schedule, what a status means, what the platform does with what you give it.

"where do I record a schedule?""what does Awaiting submission mean?"
Using paymentclaims.ai

General information, not legal advice

These guides describe how the legislation works in general terms and how the platform models it. They are not advice about your contract or your situation, and the platform is not a law firm. Where a deadline matters, check the Act, and get advice if anything is at stake.

Still stuck?

Every page in the app has a Help control in the header, and it carries a Contact support link that opens an email to a human on the operating team. Tell us what you were doing and what you expected; if the platform got something wrong, we want the example.

Contact support