Hand over the documents you already have. Our AI reads them and builds the contract — then every claim drafts itself from there, reconciled to the cent and compliant across Australia and New Zealand.
01 · How it works
The heavy lifting is at the start — and even that, the platform does. After that, each period is a review, not a rebuild.
Drop in the subcontract and a past claim. Our AI reads across every document and synthesises the whole contract — parties, retention, and line items reconciled to the cent.
✦ AI extractionThe next claim is drafted from the contract and everything you've claimed to date. Review, adjust, finalise — the maths is already right, down to the retention.
↳ Computed, not guessedSubmit generates the statutory PDF, emails the right contacts, and starts the reference-date countdown — so you know the moment a payment schedule is overdue.
◷ Per-jurisdiction deadlines✦ AI · when their schedule comes back
Upload the head contractor's payment schedule. Our AI reads it and lines every response up against your claim — accepted, scheduled, or disputed, with the retention they withheld and a confidence score on each.
◷ · every business day counted
Every jurisdiction's business days, public holidays and deadlines are built in and verified against the Act. Serve a claim and the countdown starts; switch jurisdiction and every date recomputes — Australia and New Zealand, one platform.
Payment then falls due within 20 business days of the claim (by Tue, 30 June). Dates are for a claim served Mon, 1 June 2026, on New South Wales's real day-count calendar.
$ · retention
Decimal-exact and banker's-rounded, every period. Withheld against the contract cap, then released in tranches when practical completion and the defects period trigger — never a spreadsheet drift, never a rounding argument.
▦ · portfolio
Certified-to-date, awaiting certification, retention ready to release — and a live feed of claims whose schedule has lapsed, sorted by urgency. Across every company you run, on a certified basis.
02 · both sides
Whether the counterparty is on the platform or off it, every claim and every schedule lands against the same record — reconciled line by line, not re-keyed from a flat PDF.
Drafted, costed, retention-computed and served — as structured data with a statutory PDF of record.
Every accepted, scheduled and disputed line lands back against the same claim — reconciled automatically.
03 · coverage
Each jurisdiction's deadlines, declaration text and form requirements live in the platform — human-verified against the consolidated Act. Adding one is a config change, not a rebuild.
Australia + New Zealand · Security of Payment
$ · pricing
No subscription, no seats, no lock-in. One flat fee each time you issue a payment claim — every feature included, whichever side of the Tasman you're on.
Why we built it
You did the work. Getting paid for it should be the simple part.
paymentclaims.ai is built by Retention Track— the construction retention, claims and payments platform trusted across Australia, New Zealand and the United Kingdom.
retentiontrack.com →Ready when you are
Set up your contract once — from the paperwork you already have. Every claim drafts from there.